Here is your wake up call.
It's Time to Quit
When you say "Bad Habits" some people think of drinking, smoking, maybe gambling? Sure, they can be very destructive in a lot of scenarios. And it's no hidden fact that something like Gambling or smoking is a money-sink. But there's another kind of "hidden killer" right in front of you that will drain your bank account right in front of you.
These hurt, and even more so if you're trying to buy a car or home for example. To save for something like a car or a house, all excess spending needs to be cut for a period of time to be able to afford it.
If you are going out to Lunch daily. You're spending $7-$10 a day, this excessive habit could be a huge help in debt reduction. Another item that is often "needed" is a Starbucks or some other daily pick me up which can be an additional $2-$5 per day.
When it comes to people and their needs and wants, they seem so harmless. This is because we can "afford" it. The ugly truth is that we keep wasting on money on these things when we could be saving for something much bigger. Cigarettes average $5 per pack and a 6 pack of beer is about the same. Are you a daily smoker, drinker or both? As Humans, we develop habits and sometimes our habits are not great lifestyle choices.
Lets picture it. A Renter is "Stuck" on a hamster wheel because they are spending $1,200 per month on rent and can never get ahead. Readjusting your lifestyle and you budget can release you from this toxic cycle so you can start investing in your future self.
3 Things You Can Quit Today
1. Restaurants & Fast Food
How could we suggest something so cruel, we know. We all fall victim to the delightful indulgence of American fast food chains. But, the truth is that we can live without it. Or at least limit our midnight McDonald's runs. The average American typically spends around $1,200 on fast food each year. You heard that right. You could potentially be saving $100 a month with just a simple switch.
2. Social Drinking & Smoking
Cigarettes average $5 per pack and a 6 pack of beer is about the same. Are you a daily smoker, drinker or both? As humans, we develop habits and sometimes our habits are not great lifestyle choices. We can benefit physically, mentally, and financially with perseverance and motivation. Let's be real, this something everyone can afford to quit. This is big step for creating a better lifestyle.
We get it, this is a really big trend right now. But honestly, do you REALLY need 15 subscriptions? The answer is no, no you don't. These purchases give us little temporary burst of happiness. Imagine saving your money for the Home you always dreamed of. Sounds impossible, but it's not. Canceling just one subscription can save you anywhere around $1,200 a year. Pick your favorites and ditch the rest, your wallet will thank you later.
ASGi Homes is constantly inspired to help more and more people become HOMEOWNERS. Our team can give you the tools and advise to get you started on the right track. Ready to start your journey? We are here to help!
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